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The Flight Delay Dapp is the first decentralized insurance application which can issue policies and pay out valid claims completely autonomously. We demonstrate a social security model implemented in a decentralized application on the Ethereum blockchain. This is a lightweight and highly efficient approach to social insurance which is affordable and accessible for anyone.
The model is designed to provide basic coverage for rare, disastrous life events such as death or heavy illness. You can think of it as a first, immediate emergency payment which helps to get through critical times.
With the Crop Insurance Application, you can select your crop product and the location of your field and apply for a policy by sending Ether to a DAPP aka "smart contract". In case of a drought or flood, you get an automated, instant payout. Etherisc is building a platform for decentralized insurance, plain and simple. But we also understand it is not so straightforward to grasp the various elements that go into making Etherisc. Read this page paper outlining our vision and summarizing what Etherisc is.
Etherisc's mission is to build decentralized insurance applications, making the purchase and sale of insurance more efficient, enabling lower operational costs, increase transparency of insurance compared to traditional operations, and democratize access to reinsurance investments. More details can be found in our whitepaper. Translations are available in Korean, Chinese and Russian. In the "Token mechanics" document we present a token model for a decentralized insurance platform.
Together with a consumer-facing insurance application, this shows how a decentralized insurance system could work on the blockchain. Due to his many years of working in the field of banking and insurance, Christoph is highly experienced in all matters concerning regulatory frameworks. He also co-founded Progeno Wohnungsgenossenschaft eG, a housing cooperative in Munich, which has successfully crowdfunded a large residential project in Munich. Stephan is digital strategist at disrupt consulting and has more than 20 years experience in IT businesses.
He advises finance and telecom enterprises on digital strategy. In he was part of the of the UBS crypto 2. Stephan has been working on digital currencies since and likes to play with blockchains. Most recently Renat led inception of insurance practice at Altoros together with its key customers Allianz, Allstate and Liberty Mutual, focusing on canonical use cases of blockchain, - fronting, reinsurance and insurance securitization catastrophe bonds.
Renat began his career in as a software engineer at a regulated insurance intermediary in Tampa, Florida. Real-time quoting, payment and policy issuance gave uninsured consumers in the US same-day access to a network of 30, doctors.
Marie-Luise Meinhold is social entrepreneuse with ten years of experience as a specialist and manager for a global insurance company. With her knowledge of insurance companies, product development, claims management and sales she founded ver. Marie is the first woman in Germany to found an insurance company.
She has a clear vision: Julia Lange, born in in Barcelona, comes originally from the film branch. After her Master at the Munich film college, Julia worked as a screenwriter, editor and production coordinator for many years as well as in the area of Press work and public relations. Till this day she acts as a free author - preferentially in the area of Cabaret and comedy.
After completing her apprenticeship as a tax consultant, she gained 13 years of experience in a tax law firm. Soon she took over a responsible position in senior management.
In addition, she completed a training as a HR specialist. Together with Christoh and some friends, Felizitas founded Progeno Housing Cooperative in Munich, which has successfully crowdfunded a larger appartment complex. As a community manager, she is responsible for the members of the cooperative and for communication and organization. Since the beginning of , Felizitas has taken care of the financial and human resource management of Etherisc.
Elena is responsible for all the aspects of the Etherisc protocol delivery, strategic planning of new products, and product roadmaps. She is building technology expertise to reach cost reduction and customer satisfaction, as well as to create corporate value.
Elena organizes the educational process for team members. Elena joined the Etherisc team in February She has recruited and built the team of the most qualified, highly skilled engineers. She has worked in several solutions for the insurance industry leveraging blockchain. Elena spoke at large conferences on IoT and related topics. She managed several user groups e.
Elena also has a solid background in implementing lean startup principles and managing big development teams. Knowledgeable about strategic and organizational leadership, she organizes and improves the engineering process at Etherisc.
Experienced in the Solidity programming language, design principles of smart contracts, and security of DApps, Kostya is responsible for building the core of the Etherisc protocol and the insurance products templates. He joined the team in February and built the core of the Flight Delay smart contracts. Kostya set up and configured continuous integration and continuous delivery for Etherisc DApps. He started his career in the IT industry as a student, working with UI for web and mobile applications.
His specialization in JavaScript web development led him to Solidity programming. Skills under his belt include Truffle, web3. Eugene has helped Etherisc in implementing monitoring solutions for the on-chain part of the Etherisc protocol. He brings to Etherisc a solid background in the Solidity programming language, web development technologies and tools, such as Node. Eugene started his career more than 10 years ago with open-source programming languages, such as PHP and Ruby.
Eugene is also good at designing and implementing database architectures. Eugene successfully integrates cutting-edge practices and emerging trends across various fields of software development to build scalable, resilient, and geo-diverse infrastructures. He has also written a number of unique articles and tutorials on using Ruby and IoT technologies. In this role, Tatyana is responsible for testing strategy preparation, test plan development, test case creation, test execution, and bug tracking of blockchain-based solutions.
Her experience with functional testing of blockchain solutions makes her one of the most valuable team members. Joining the team just before the launch of Flight Delay DApp, Tatyana helped to made the application production-ready.
In addition, Tatyana leads blockchain trainings for QA Engineers. In this role, Alexey is responsible for auditing security of the Etherisc infrastructure on-chain and off-chain parts. Having joined the team in , he built a number of monitoring solutions for the Etherisc off-chain infrastructure. Having worked more than 6 years in the banking sector, he is familiar with all the aspects of secure infrastructure implementation.
Andrei is highly adept at designing both web and mobile interfaces and delivering logos, icons, and other GUI elements. At Etherisc, he builds intuitive and functional user interfaces for DApps and creates UX for the Etherisc protocol users.
Andrei also has hands-on experience in working with such modelling tools as Axure, InVision, and Balsamiq. With the competencies and knowledge under his belt, Andrei is easily transforming high-level requirements into intuitive and functional user interfaces.
He can efficiently cope with any stage of visual design—from conceptualization to final hand-off to engineering. In this role, Natalia is responsible for keeping track of community interest in blockchain and cryptography. Vera is responsible for growing tech communities and managing corporate presence at industry conferences and tradeshows.
As part of Etherisc, she organized the first ever decentralized insurance developer conference D1Conf. In this role, Valentina handles Etherisc's online social media presence and increases brand awareness. During the first ever decentralized insurance developer conference D1Conf , she ensured a prominent coverage of the event in social media.
Valentina is experienced in Google AdWords, market research, digital advertising, management, and customer service. At Etherisc, Siarhei is responsible for creating a robust infrastructure required by the organization's blockchain solutions.
Michiel Berende started his career as an underwriter and process manager for a Dutch insurer. In this role he got involved in microinsurance when he visited India in Working at the grassroots inspired Michiel to resign his corporate job and go live and work in India.
There he worked at the Tata - Dhan Academy where he established a knowledge centre for microinsurance. Focussing on inclusive insurance and technology. He conducted projects in Asia, Latin America and Africa.
Ilya joined Etherisc at the end of , specializing in full-stack DApps development along with smart contracts auditing and oracles. He is profoundly knowledgeable in machine learning technologies. Ilya is passionate about creating and contributing to useful tools for the blockchain developers ecosystem.
For instance, Solhint—an advanced linter for Solidity that helps to improve code quality by enforcing rules for style, composition and security, making code safer and easier to read and review. He is an active member of the Linux and Java communities, as well as a contributor for a number of blockchain projects.
Ilya has an extensive expertise in single-page front-end and enterprise application development, where he specializes in high-load and low-latency back ends and domain specific languages. His strong IaaS background makes him a true virtuoso in cloud-native development. Perfectly familiar with such a PaaS as Cloud Foundry, he can easily get a web application deployed and running.
Illya can boast of expert knowledge in adopting cloud services, a microservices-based architecture, and utilizing the factor app principles. With experience in AngularJS, Backbone. Alexey is focusing on highly secure, multifunctional systems, including blogs, event registration tools, newsletters distribution services, multimedia portals, billing and traffic monitoring applications, etc. In this capacity, Alex is responsible for keeping up with the latest trends in the decentralized economy.
He has experience as a journalist, an editor, an IT blogger, a tech writer, and a meetup organizer. The articles he had created or helped to publish reached out to nearly one million tech-savvy readers. Having joined the Etherisc team recently, he has wide experience in Ruby and Node.